:root {
      --primary: #0ea5e9;
      --primary-dark: #0284c7;
      --primary-deeper: #0c4a6e;
      --secondary: #22c55e;
      --secondary-dark: #16a34a;
      --bg-light: #e0f2fe;
      --text-dark: #0f172a;
      --text-mid: #1e3a5f;
      --text-muted: #475569;
      --accent-gold: #f59e0b;
      --border-color: #7dd3fc;
      --card-radius: 16px;
      --shadow-sm: 0 2px 12px rgba(14,165,233,0.10);
      --shadow-md: 0 6px 32px rgba(14,165,233,0.16);
      --shadow-lg: 0 16px 48px rgba(14,165,233,0.22);
    }

*, *::before, *::after { box-sizing: border-box; }

body {
    overflow-x: clip;
    width: 100%;
      font-family: 'Hind Siliguri', sans-serif;
      background: var(--bg-light);
      color: var(--text-dark);
      margin: 0;
      padding: 0;
      line-height: 1.85;
    }

/* ── BREADCRUMB ── */
    .breadcrumb-bar {
      background: var(--bg-dark); border-bottom: 2px solid var(--divider);
      padding: 10px 0;
    }

.breadcrumb { margin: 0; background: none; padding: 0; }

.breadcrumb-item a { color: var(--primary-dark); text-decoration: none; font-weight: 500; }

.breadcrumb-item a:hover { text-decoration: underline; }

.breadcrumb-item.active { color: var(--text-mid); font-weight: 600; }

.breadcrumb-item + .breadcrumb-item::before { color: var(--primary); }

/* ── OCEAN DIVIDER ── */
    .ocean-divider {
      height: 4px;
      background: linear-gradient(90deg, #0ea5e9, #22c55e, #0ea5e9);
      opacity: 0.5;
    }

/* ── HERO ── */
    .page-hero {
      background: linear-gradient(135deg, #0F172A 0%, #111827 50%, #8B5CF6 78%, #EC4899 100%);
      padding: 80px 0 70px;
      position: relative;
      overflow: hidden;
    }

.page-hero::before {
      content: '';
      position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }

.hero-eyebrow {
      display: inline-flex; align-items: center; gap: 8px;
      background: rgba(255,255,255,0.15);
      border: 1px solid rgba(255,255,255,0.3);
      color: var(--text); padding: 6px 18px;
      border-radius: 50px; font-size: 0.85rem; font-weight: 600; margin-bottom: 22px;
    }

.page-hero h1 {
      color: #fff;
      font-size: clamp(1.8rem, 4vw, 2.6rem);
      font-weight: 700; line-height: 1.3; margin-bottom: 18px;
    }

.page-hero .lead { color: var(--text); font-size: 1rem; max-width: 620px; }

.hero-meta {
      display: flex; flex-wrap: wrap; gap: 20px; margin-top: 30px;
    }

.hm-item {
      display: flex; align-items: center; gap: 8px;
      background: rgba(255,255,255,0.12);
      padding: 8px 16px; border-radius: 50px;
      color: #e0f2fe; font-size: 0.88rem; font-weight: 500;
    }

.hm-item i { color: #fbbf24; }

/* ── SECTION ── */
    section { padding: 68px 0; }

.section-label {
      display: inline-block;
      background: linear-gradient(135deg, rgba(139,92,246,0.22), rgba(236,72,153,0.16));
      color: var(--primary-dark);
      padding: 5px 16px; border-radius: 50px;
      font-size: 0.82rem; font-weight: 700;
      letter-spacing: 0.5px; margin-bottom: 14px;
    }

.section-title {
      font-size: clamp(1.4rem, 3vw, 2rem);
      font-weight: 700; color: var(--text-mid);
      margin-bottom: 12px; line-height: 1.35;
    }

.section-subtitle { color: var(--text-muted); font-size: 1rem; margin-bottom: 0; }

/* ── TOC SIDEBAR ── */
    .toc-card {
      background: var(--card-bg); border: 1px solid var(--divider); border-radius: var(--card-radius); box-shadow: var(--shadow-sm); padding: 28px 24px;
      position: sticky;
      top: 20px;
      border-top: 4px solid var(--primary);
    }

.toc-card h5 {
      font-weight: 700; color: var(--text-mid);
      font-size: 1rem; margin-bottom: 16px;
      padding-bottom: 12px;
      border-bottom: 2px solid var(--bg-light);
    }

.toc-list { list-style: none; padding: 0; margin: 0; }

.toc-list li { margin-bottom: 6px; }

.toc-list a {
      color: var(--text-muted); text-decoration: none;
      font-size: 0.88rem; padding: 6px 10px;
      border-radius: 8px; display: flex; align-items: center; gap: 8px;
      transition: background 0.2s, color 0.2s;
    }

.toc-list a:hover { background: var(--bg-light); color: var(--primary-dark); }

.toc-list a i { color: var(--primary); font-size: 0.8rem; }

.updated-badge {
      background: rgba(139,92,246,0.14); border: 1px solid rgba(139,92,246,0.45);
      border-radius: 10px; padding: 12px 14px;
      display: flex; gap: 10px; align-items: center; margin-top: 20px;
    }

.updated-badge i { color: var(--secondary); }

.updated-badge span { font-size: 0.82rem; color: var(--text); }

/* ── TERMS CONTENT ── */
    .terms-section {
      background: var(--card-bg);
      border-radius: var(--card-radius);
      box-shadow: var(--shadow-sm);
      border: 1px solid var(--divider);
      padding: 36px 34px;
      margin-bottom: 24px;
      scroll-margin-top: 80px;
    }

.ts-header {
      display: flex; align-items: center; gap: 14px;
      margin-bottom: 20px; padding-bottom: 16px;
      border-bottom: 2px solid var(--bg-light);
    }

.ts-num {
      width: 44px; height: 44px;
      background: linear-gradient(135deg, var(--primary), var(--primary-dark));
      border-radius: 12px;
      display: flex; align-items: center; justify-content: center;
      color: #fff; font-weight: 800; font-size: 1rem;
      flex-shrink: 0;
    }

.ts-title { font-size: 1.15rem; font-weight: 700; color: var(--text-mid); margin: 0; }

.terms-section p { color: var(--text); font-size: 0.95rem; margin-bottom: 14px; line-height: 1.9; }

.terms-section p:last-child { margin-bottom: 0; }

.terms-list {
      list-style: none; padding: 0; margin: 14px 0;
    }

.terms-list li {
      display: flex; gap: 10px; align-items: flex-start;
      color: var(--text); font-size: 0.93rem;
      padding: 7px 0; border-bottom: 1px dashed var(--divider);
    }

.terms-list li:last-child { border-bottom: none; }

.terms-list li i { color: var(--primary); margin-top: 4px; flex-shrink: 0; }

.terms-list.tl-green li i { color: var(--secondary); }

.terms-list.tl-red li i { color: #ef4444; }

.alert-terms {
      background: rgba(251,191,36,0.12); border: 1px solid rgba(251,191,36,0.42);
      border-left: 4px solid #f97316;
      border-radius: 10px; padding: 14px 18px;
      display: flex; gap: 12px; align-items: flex-start; margin: 16px 0;
    }

.alert-terms i { color: #f97316; font-size: 1.2rem; margin-top: 2px; flex-shrink: 0; }

.alert-terms p { color: var(--text); font-size: 0.91rem; margin: 0; }

.alert-info-box {
      background: rgba(139,92,246,0.12); border: 1px solid rgba(139,92,246,0.42);
      border-left: 4px solid var(--primary);
      border-radius: 10px; padding: 14px 18px;
      display: flex; gap: 12px; align-items: flex-start; margin: 16px 0;
    }

.alert-info-box i { color: var(--primary); font-size: 1.2rem; margin-top: 2px; flex-shrink: 0; }

.alert-info-box p { color: var(--text); font-size: 0.91rem; margin: 0; }

.alert-success-box {
      background: rgba(139,92,246,0.14); border: 1px solid rgba(139,92,246,0.45);
      border-left: 4px solid var(--secondary);
      border-radius: 10px; padding: 14px 18px;
      display: flex; gap: 12px; align-items: flex-start; margin: 16px 0;
    }

.alert-success-box i { color: var(--secondary); font-size: 1.2rem; margin-top: 2px; flex-shrink: 0; }

.alert-success-box p { color: var(--text); font-size: 0.91rem; margin: 0; }

/* ── FEATURE CARDS ── */
    .features-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
      gap: 22px;
    }

.feature-card {
      background: var(--card-bg); border-radius: var(--card-radius);
      padding: 28px 24px; box-shadow: var(--shadow-sm);
      border: 1px solid var(--divider);
      display: flex; gap: 18px; align-items: flex-start;
      transition: transform 0.2s, box-shadow 0.2s;
      border-bottom: 3px solid transparent;
    }

.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-bottom-color: var(--primary); }

.feature-card:nth-child(2):hover { border-bottom-color: var(--secondary); }

.feature-card:nth-child(3):hover { border-bottom-color: var(--accent-gold); }

.feature-card:nth-child(4):hover { border-bottom-color: #a855f7; }

.feature-card:nth-child(5):hover { border-bottom-color: #ef4444; }

.feature-card:nth-child(6):hover { border-bottom-color: #06b6d4; }

.fc-icon {
      width: 52px; height: 52px; border-radius: 14px;
      display: flex; align-items: center; justify-content: center;
      font-size: 1.6rem; flex-shrink: 0;
    }

.fc-i1 { background: rgba(139,92,246,0.18); }

.fc-i2 { background: rgba(236,72,153,0.18); }

.fc-i3 { background: rgba(251,191,36,0.18); }

.fc-i4 { background: rgba(139,92,246,0.18); }

.fc-i5 { background: rgba(236,72,153,0.18); }

.fc-i6 { background: rgba(251,191,36,0.18); }

.fc-body h6 { font-weight: 700; color: var(--text-mid); margin-bottom: 7px; font-size: 1rem; }

.fc-body p { color: var(--text-muted); font-size: 0.9rem; margin: 0; }

/* ── CTA ── */
    .cta-banner {
      background: linear-gradient(135deg, #0F172A 0%, #8B5CF6 58%, #EC4899 100%);
      border-radius: 22px; padding: 60px 48px;
      text-align: center; position: relative; overflow: hidden;
      box-shadow: var(--shadow-lg);
    }

.cta-banner::before {
      content: '📋'; font-size: 9rem;
      position: absolute; left: -20px; top: 50%;
      transform: translateY(-50%); opacity: 0.08;
    }

.cta-banner::after {
      content: '✅'; font-size: 9rem;
      position: absolute; right: -20px; top: 50%;
      transform: translateY(-50%); opacity: 0.08;
    }

.cta-tag {
      display: inline-block; background: rgba(255,255,255,0.2);
      color: #fff; padding: 5px 18px; border-radius: 50px;
      font-size: 0.85rem; font-weight: 600; margin-bottom: 18px;
    }

.cta-banner h3 { color: #fff; font-size: clamp(1.3rem, 3vw, 1.9rem); font-weight: 700; margin-bottom: 14px; }

.cta-banner p { color: var(--text); font-size: 1rem; margin-bottom: 28px; }

.btn-cta-primary {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--primary); color: var(--button-text);
      padding: 13px 30px; border-radius: 10px;
      font-weight: 700; font-size: 1rem; text-decoration: none;
      box-shadow: 0 4px 18px rgba(0,0,0,0.15);
      transition: transform 0.2s, box-shadow 0.2s;
    }

.btn-cta-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(0,0,0,0.2); color: var(--primary-dark); }

.btn-cta-outline {
      display: inline-flex; align-items: center; gap: 8px;
      background: transparent; color: #fff;
      padding: 12px 28px; border-radius: 10px;
      font-weight: 600; font-size: 1rem; text-decoration: none;
      border: 2px solid rgba(255,255,255,0.5);
      transition: background 0.2s, border-color 0.2s;
    }

.btn-cta-outline:hover { background: rgba(255,255,255,0.15); border-color: #fff; color: #fff; }

/* ── RESPONSIVE ── */
    @media (max-width: 768px) {
section { padding: 48px 0; }

.terms-section { padding: 24px 18px; }

.cta-banner { padding: 38px 22px; }

.cta-banner::before, .cta-banner::after { display: none; }

.toc-card { position: static; margin-bottom: 24px; }
}